Retailers Insurance Group

retail store insurance application

It protects your small business from the high costs of lawsuits and helps you qualify for leases and contracts. A BOP often costs less than purchasing each policy separately. A BOP often costs less than purchasing each policy separately.

With this coverage, lost wages may be replaced, medical treatment paid for and business assets can be safeguarded in case an employee sustains serious injuries at your retail store. With this coverage, lost wages may be replaced, medical treatment paid for and business assets can be safeguarded in case an employee sustains serious injuries at your retail store.

Retail store insurance covers various aspects, including:Property Coverage: This guards against damage to your store due to unforeseen events like fire, theft, or vandalism. The Allen Thomas Group Retail Insurance . Retail store insurance covers various aspects, including:Property Coverage: This guards against damage to your store due to unforeseen events like fire, theft, or vandalism.

The last thing you need is additional stress from disasters or liabilities that could threaten your livelihood - retail business insurance from The Allen Thomas Group can give you peace of mind so you can focus on providing customers with excellent services while expanding your company. The last thing you need is additional stress from disasters or liabilities that could threaten your livelihood - retail business insurance from The Allen Thomas Group can give you peace of mind so you can focus on providing customers with excellent services while expanding your company.

retail policy insurance

Liability coverage would cover those costs. If you operate a small retail shop, combining general liability and commercial property coverage into one Business Owner's Policy may save money compared to purchasing both policies separately. It can help cover lawsuits related to:If you launch an advertising campaign in a magazine, social media, or other medium, it’s important to protect your small business with this policy. Slips trips and falls have the potential to be a major cause of injury for your employees and visitors. Slips trips and falls have the potential to be a major cause of injury for your employees and visitors.

A BOP can protect the things you need to stay in business and keep making sales. If your business owns vehicles, a commercial auto policy can provide essential financial protection to both you and your employees while using company vehicles for company business. Protect yourself as an employer. Protect yourself as an employer.

Are You an Retail Business Needing Liability Insurance Coverage? Insurance doesn’t have to be complicated. If you employ full-time or temporary employees during the holiday season, or are required by law to provide them with workers comp coverage, providing it is worth considering as an added layer of protection both for yourself and for them. If you employ full-time or temporary employees during the holiday season, or are required by law to provide them with workers comp coverage, providing it is worth considering as an added layer of protection both for yourself and for them.

Your business is unique and your policy should reflect that. Business Interruption Insurance: When unexpected circumstances force your company to temporarily cease operations, this coverage provides ongoing expenses such as rent, payroll, and utility costs for renters to get them back up-and-running quickly. We offer protection for a variety of vehicles and trailers common to retail businesses. We offer protection for a variety of vehicles and trailers common to retail businesses.

Retail Workers Comp

commercial retail insurance

Worker's compensation insurance ensures that employees receive necessary medical care and wage replacement if they get injured on the job. Employing employees can save the day, yet also expose you to claims of unfair employment practices. Workers’ compensation insurance: Workers' comp is required in almost every state for stores that have employees. Workers’ compensation insurance: Workers' comp is required in almost every state for stores that have employees.

We offer insurance by phone, online and through independent agents. Enhance the protection of your retail store with premium enhancements that provide additional coverage features and limits, such as sewer backup coverage, losses resulting from power supply or utility lines being damaged, increased limits for Electronic Data Process Data Media storage capacity and spoilage of perishable goods. Enhance the protection of your retail store with premium enhancements that provide additional coverage features and limits, such as sewer backup coverage, losses resulting from power supply or utility lines being damaged, increased limits for Electronic Data Process Data Media storage capacity and spoilage of perishable goods.

Plan for a data breach. Employee dishonesty coverage is part of The Allen Thomas Group's BOP offering and should be tailored specifically to your business risks. Employee dishonesty coverage is part of The Allen Thomas Group's BOP offering and should be tailored specifically to your business risks.

Several different types of insurance — with policies specifically tailored to the needs of retail businesses — can help protect them from a range of accidents and mishaps. Simply reach out to our team, and they will guide you through the claims process, providing assistance in filling out all required paperwork while supporting and providing assistance throughout - for an effortless claims experience. Simply reach out to our team, and they will guide you through the claims process, providing assistance in filling out all required paperwork while supporting and providing assistance throughout - for an effortless claims experience.

retail insurance coverage

Protect you and your business if one of the products sold at your retail store causes bodily injury or property damage, with an umbrella liability policy providing additional layers of coverage when other policies cease providing cover. We believe in providing value for your investment, giving you peace of mind without breaking the bank. Protect those who work for you. This traffic increases the chance of someone being injured or their belongings damaged. This traffic increases the chance of someone being injured or their belongings damaged.

So it's smart to get cyber liability insurance to help protect you from the costs of a breach and to help you take the necessary steps to restore your customers' trust. As with any business venture, advertising campaigns may lead to lawsuits; therefore it's vital that your small business protects itself with this policy before beginning an advertising campaign in magazines, social media platforms or any other medium. As a retailer, your business could be affected by any number of disasters affecting either your store, warehouse or major suppliers. As a retailer, your business could be affected by any number of disasters affecting either your store, warehouse or major suppliers.

It typically covers things such as: When operating a retail business, property can become invaluable. For example, a customer at your jewelry store might ask you to replace the battery in a watch. If, for example, a customer slips and falls on a wet floor in your store and is injured, liability insurance could cover medical costs, legal fees and damages for which you are legally responsible. If, for example, a customer slips and falls on a wet floor in your store and is injured, liability insurance could cover medical costs, legal fees and damages for which you are legally responsible.

You'll have the property and liability protection that you feel is right for you because an agent can help you customize your coverage. General liability coverage provides your small business with protection from common risks such as customer injuries, property damages and advertising injuries, protecting them against high legal costs while helping qualify for leases and contracts. Retailer insurance policies specifically tailored to protect them can offer vital protection from accidents or any unexpected mishaps that might arise in operation. Retailer insurance policies specifically tailored to protect them can offer vital protection from accidents or any unexpected mishaps that might arise in operation.

retail public liability insurance

Liquor liability insurance: If your shop sells alcohol, you likely need this policy to comply with your state's dram shop laws and protect against lawsuits. The best way to get an accurate premium estimate is to consult with our experienced agents. Absolutely, bundling multiple types of retail insurance may often prove cost-efficient; for example combining property and liability policies could provide significant cost-savings opportunities - we can help you select a package tailored to meet your unique requirements. Retail stores require a Business Owner's Policy that protects them against general liability and property, such as building itself and contents within it, stock either on or away from premises and loss of income. Retail stores require a Business Owner's Policy that protects them against general liability and property, such as building itself and contents within it, stock either on or away from premises and loss of income.

It covers medical costs for workplace injuries. Prices vary based on how you buy.  Retail shop insurance ensures that your merchandise is safeguarded. Retail shop insurance ensures that your merchandise is safeguarded.

Extends some property and liability coverage features for periodic overseas business travel. Cover losses that occur when work is interrupted or your office is closed temporarily due to a covered loss at your business.  Retail business insurance protects you against liabilities like customer mishaps, property damage, theft and employee injuries and illnesses. Retail business insurance protects you against liabilities like customer mishaps, property damage, theft and employee injuries and illnesses.

Our expert retail insurance agents will work closely with you to create a policy that aligns perfectly with your business. As a business owner or an employee, there are a number of preventive steps you can take to help keep your company's data secure.  You may see this policy included as part of your products-completed operations coverage, which covers lawsuits over defective products and poor workmanship. You may see this policy included as part of your products-completed operations coverage, which covers lawsuits over defective products and poor workmanship.

retail business insurance quote

If the customer decides to sue, this policy can also cover your legal expenses, including the cost of hiring a lawyer.  That's just what you get from a Retail Business Policy with The Allen Thomas Group. When you're ready to purchase retail insurance, speak to an agent from The Allen Thomas Group about available coverage options. This is where we come in. This is where we come in.

Get coverage to help recover losses from employee theft at your store. Can I combine multiple forms of retail insurance together in order to save costs? Our knowledgeable Claim professionals will respond to your needs with speed, compassion, integrity and professionalism. Our knowledgeable Claim professionals will respond to your needs with speed, compassion, integrity and professionalism.

No matter where you're located or how you operate, we have you covered. Retail stores that are eligible for a BOP usually:If a customer or delivery person is injured by an accident at your retail store, such as slipping in a spill, you could be held responsible for the resulting medical bills. With nationwide reach, competitive rates, and a commitment to your success, The Allen Thomas Group makes for an ideal partner in helping to safeguard its future success. With nationwide reach, competitive rates, and a commitment to your success, The Allen Thomas Group makes for an ideal partner in helping to safeguard its future success.

This is an essential coverage for retailers. BIEE coverage can help replace your income and expenses like rent, payroll, and other financial responsibilities while your property is being repaired or replaced. A BOP often costs less than purchasing each policy separately. A BOP often costs less than purchasing each policy separately.

Are retailers protected against theft insurance?

It may come as a shock that inventory losses caused by ORC or shoplifting theft may not be covered under their current policy unless a special rider was added specifically to cover this type of loss.

What insurance covers shoplifting?

Commercial crime insurance protects businesses against financial losses caused by criminal activities like theft, forgery, embezzlement, and fraud.